The Business of the Urban Housing Crisis
The Business of the Urban Housing Crisis
By the 1970s, the sustained vacation of cities by White Americans shrunk the tax base needed to improve urban housing. Additionally, funding for domestic programs was compromised by the cost of the Vietnam War. The strain for resources lead to the private-public partnerships that characterized the response to urban poverty in the mid-twentieth century. The Joint Committee on Urban Problems (JCUP) was formed by several insurance companies. The JCUP provided funding for several urban development programs. The private sector had a demonstrated interest in profit and not racial integration, which would have been a natural by-product of fair housing. Ultimately, the JCUP and other private companies reinforced segregation and exploited Black potential-home owners. The author suggests that had companies been willing to build affordable housing in White suburbs and the government more rigorously enforced fair housing laws, the urban housing crisis could have improved.
Keywords: White flight, Urban poverty, Suburbs, JCUP, Life Insurance Companies, Integration, Segregation, Exploitation, Affordable housing
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